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Vijay Shanthi – Advantages of Ready-to-Occupy homes

Keyword – luxury apartments in Nungambakkam

There are many luxury apartments in Nungambakkam which are ready-to-occupy and come with stunning amenities. There is a definite edge to completed projects over other homes. Here are a few benefits of the same.

  • If you are living in a rented apartment and looking for a property to buy, a ready-to-move in home might serve the purpose and help you save on rents, though it might cost you a little more.
  • If you are looking for tax savings to plan your finances better, go for a ready to move in property. According to Section 80C of the Income Tax Act, the principal of Rs 1.5 lakh paid is deducted from income. The interest paid too is eligible for deduction up to Rs. 2 lakh. These rewards take off only after a home is in your possession.
  • You can look at the end product before buying the home so that no false claims are made.
  • As soon as the down payment is made, you can move into the house and rest of the payment is just few years of normal housing loan.
  • Buying from a project which has a completion certificate helps buyers save on service tax too. Home loan customers are eligible to save on pre-EMI charges as well. The best thing about a 'ready-to-occupy' apartment is that there are no delays in delivery to worry about.
  • Delay in project completion is a major worry which the buyer can tick off if they are planning to buy a ready-to-occupy house.
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